.cmn-box{
			padding:2px 8px;
		}

		.accordion {
			width: 100%;
			margin: 0 auto;
			border-radius: 3px;
		 
		}
		.heading {
			color: #103178;
			font-size: 16px;
			border-bottom: 1px solid #e7e7e7;
			letter-spacing: 0.8px;
			padding: 12px 20px 12px 30px;
			font-weight: 500;
			cursor: pointer;
		}
		.heading:nth-last-child(2){
			border-bottom:0; 
		}
		.heading:hover {
			background:#FF9923;
			border-radius: 0;
			color:#fff;
		}
		.heading:first-child:hover {
			border-radius: 3px 3px 0 0;
		}
		.heading:nth-last-child(2):hover{
			border-radius:0 0 3px 3px;
		}
		.heading::before {
			content: '';
			vertical-align: middle;
			display: inline-block;
			border-top: 7px solid #103178;
			border-left: 7px solid transparent;
			border-right: 7px solid transparent;
			float: right;
			transform: rotate(0);
			transition: all 0.5s;
			    margin-top: 10px;
		}
		.active.heading::before {
			transform: rotate(-180deg);
		}
		.not-active.heading::before {
			transform: rotate(0deg);
		}
		.contents {
		  display: none;
		 background: #ffffff;
			padding: 15px;
			color: #7f8fa4;
			font-size: 13px;
			line-height: 1.5;
			border: 1px solid #f1f2f6;
		}


		.acrd-area{
			background:#F1F2F6;
			margin-top:1%;
		}